The 6 Best Temporary Car Insurance for 2023

Nationwide

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Nationwide is our top choice for best overall temporary car insurance because it doesn’t charge cancellation fees so you can purchase coverage and cancel when you don’t need it. It also has an online estimator tool, can be set up in a few minutes, and offers collector and classic car coverage with lower rates and flexible usage.

What We Like

• Reputable company that offers coverage throughout the country

• Quick to get quote

• Offers specific coverage for collector cars and motorcycles

What We Don’t Like

• No formal temporary car insurance policy, instead pay and cancel

• May not have the same personal attention as a smaller company

Nationwide was founded in Columbus, Ohio, in 1926 as an insurance agency with farming roots. It’s expanded to be one of the most well-known insurance companies with a strong financial backing and positive customer service.  

Nationwide is our choice for best overall temporary car insurance because it’s a reputable company that offers nationwide coverage and it offers multi-policy discounts, and lower collector car premiums, as well as motorcycle and watercraft insurance. 

Nationwide offers non-owner policies that you can use for rental cars, Zipcars, or if you want extra coverage when driving a friend or family member’s car that doesn’t reside with you. These policies can only be inquired about over the phone with an agent. However, other policies can be easily found on their site. In fact, Nationwide provides an online estimate tool that gives you an auto insurance quote in just a few minutes. It’s also quick and easy to file a claim online, over the phone, or on the mobile app, and the site includes a claim tracking tool and even a tool to find a repair shop.