COVID-19 Small Business Loans and Assistance | USAGov

COVID-19 loans, debt relief, and grants can help small businesses continue operating and paying their employees. Learn about the Paycheck Protection Program (PPP) and other SBA coronavirus relief options for businesses.

COVID-19 small business loans

The Small Business Administration (SBA) offers programs that can help your business if it’s been affected by the coronavirus pandemic.

Paycheck Protection Program (PPP)

The Paycheck Protection Program (PPP) ended on May 31, 2021. It offered loans to help small businesses and non-profits keep their workers employed. If you follow the guidelines, your loan may be forgiven. 

Learn about the SBA’s Paycheck Protection Program, including program details and frequently asked questions.

Economic Injury Disaster Loans (EIDL)

An Economic Injury Disaster Loan (EIDL) helps small businesses and nonprofits that are losing money during the coronavirus pandemic and that need funds for financial obligations and operating expenses.

SBA stopped accepting applications for EIDLs on December 31, 2021. 

SBA Debt Relief

SBA’s Debt Relief Program pays the principal, interest, and fees for six months for 7(a), 504, and Microloans disbursed before September 27, 2020. Beginning in February 2021, that relief was extended for certain businesses.

For details, see the “Small Business Debt Relief Program” section, page 9 of the Small Business Owner’s Guide to COVID-19 Relief Legislation.

Shuttered Venue Operators Grant

If you’re a talent representative or operate a theater, museum, or a live performing arts or event venue, you may qualify for a grant equal to 45% of your gross earned revenue.

Learn more about the Shuttered Venue Operators Grant and see if you qualify.