Business travel insurance

What does business travel insurance cover?

Our business travel insurance can cover your travel as well as your business equipment.

Our business insurance cover upgrade includes:

• Buying or hiring essential equipment that’s lost, stolen or damaged during the trip
• Buying or hiring essential equipment that’s delayed or lost during the outward journey
• Emergency courier expenses to replace essential equipment
• Replacing lost or stolen company money (or your own if self-employed)
• Extra personal accident benefit
• Extra baggage delay benefit

The great thing about our business travel insurance add-on is that it’s available for both one-off trips and multiple trips throughout the year.

Make sure to look over your policy documents for more detail. Policy excesses and limits apply; our Black policy comes with no excess as standard but see the table below for Silver and Gold excess information:

Benefits
Sum insured
Silver
Gold

Business Equipment
£1,000
£60
£50

Single article, pair or set limit
£500

Samples
£500

Business equipment delay
£200

Emergency courier expenses
£200

Hiring Business Equipment
£50 per day up to £500
£0

£0

Business money
£1,000
£60
£50

Cash limit
£500

Extra personal accident
Standard benefit x2

£0

£0

Extra baggage delay

£100 after the first 12hrs

and up to £500 after 24hrs for purchases made

£0

£0

Business travel insurance with pre-existing medical conditions

Travelling for business with a pre-existing medical condition can add another level of unnecessary stress to your journey. At InsureandGo we’ll consider all pre-existing medical conditions and try to tailor a policy suited to your needs. When purchasing your business travel insurance policy, declare any medical conditions, go through our simple medical screening process and we’ll do our best to help you.

Get a quote online and complete our simple medical screening process for an insurance policy tailored to you. If you need some extra guidance, feel free to contact us.