Temporary Car Insurance for Learners & New Drivers – Go Girl

Do you need to drive someone else’s car? Or do you want to let someone else borrow your car for a short period?

It doesn’t make sense to take out a full insurance policy for a one-off arrangement. Nor does it make sense to make someone a named driver on your policy if they’ll only be driving your car for a limited amount of time. But with temporary and short term car insurance, you can get all the cover you need for just as long as you need it.

Go Girl doesn’t currently offer short term car insurance, but we know someone who does.

Introducing Drive Smart Insurance

Drive Smart, a Sabre Insurance Group brand, offer comprehensive temporary and short term car insurance policies lasting as little as an hour, or as long as 35 days.

How Does Temporary Car Insurance Work?

Temporary car insurance can cover you for short-term periods. When you take out a temporary car insurance policy, you can specify exactly how long you want the cover to last. Your temporary cover can last as little as an hour. Or if you need short term car insurance for a longer period, you can take out a policy to last as long as 35 days. Simply purchase your Drive Smart policy up to 4 days before you want the cover to start.

Pay for What You Need: 1 Hour to 35 Days

You’ll only ever pay for the cover you need. So if you only need cover for an hour, you’ll only pay for an hour. But for the duration of your policy, you get all the protection you’d get from a standard car insurance policy.

Temporary Comprehensive Cover & Third Party Cover

Most short term policies are fully comprehensive as standard. However, you can choose different levels of cover to suit your needs, or your budget. Choose from fully comprehensive, third party fire and theft and third party only cover.

Your temporary car insurance policy will be separate from your main car insurance policy. So if you need to make a claim on your short term policy, it won’t affect your no claims discount on your main policy.

Head to Drive Smart Insurance to get started. Just tell them your registration number, what sort of cover you need, and how long you need it for. They’ll give you a free quote, and you can sort your short term insurance in a matter of minutes. Just remember to purchase your policy up to 4 days before you want the cover to start.

Who is Temporary Car Insurance For?

Any driver can take out a temporary car insurance policy.

There are many situations where temporary car insurance is the ideal choice:

• Car Shares, Road Trips or just borrowing a car for shopping – temporary insurance can allow multiple people to drive the same car. Similarly, if you and your friends are planning a road trip, temporary car insurance means you can take it in turns to drive.
• International Drivers – Visiting the UK? You’ll still need car insurance if you plan to drive on UK roads. You can take out a temporary car insurance policy to last as long as your stay – whether that’s a few days or a few weeks. And if you need cover for longer, you can just take out another short term policy when your old one runs out.
• Buying a New Car – If you’re looking to buy a new car, you can buy a temporary car insurance policy up to 4 days before you want the policy to start to cover you for the test drive. It can also cover you to drive your new car home from a private seller or a dealership, which means there’ll be no pressure to sort out a full insurance policy in advance.

Need temporary cover for a short term period? Get a Drive Smart quote online in minutes.

Temporary Learner Driver Insurance

Temporary car insurance is particularly useful for learner drivers and new drivers.

If you’re a learner, it pays to get all the practice you can. You can practice driving outside of lessons so long as you have a car to drive in, and someone to supervise you. But you will need to sort out your own car insurance for these practice sessions.

If you plan on borrowing someone else’s car for these practice sessions, then it might not make sense to take out an annual learner driver insurance policy. So instead, you could take out a temporary learner driver insurance policy to last just as long as you need it – even if it’s just for a single hour long session.

Drive Smart can help with this. Find out more here.

Temporary Insurance for New Drivers

If you’ve already passed your test, temporary insurance can also help you build up your confidence as a new driver. You can get short term insurance to cover you while you practice in someone else’s car, giving you all the protection you need until you’re ready to get your own car, and your own insurance.

Temporary Car Insurance for Students

Very few students have their own cars. And even if you do, you might not get many chances to drive it.

So you may only want to drive your car once or twice a month or when you are back home for holidays. However, something to remember, if no-one else will be insured on your car when you aren’t using it and your car is going to be uninsured at any point you have to formally register your car as being off-the-road.

Even if you don’t have your own car, you might want to drive your parents’ car when you visit home.

Temporary car insurance can cover you for these situations. It may be more affordable than becoming a named driver on someone else’s policy. And it’s cheaper than getting an annual policy for a car that you’ll only drive from time to time.

Finally, if you and your friends ever head out on a road trip, it’s a good idea to split driving duties as well as petrol costs. Temporary car insurance makes this as straightforward as possible.

Head to Drive Smart Insurance to get a free quote on affordable temporary car insurance for students.

Benefits of Temporary Insurance

• Save money by only paying for the cover you need.
• A range of covers for a diverse range of driving situations, and tailor your policy to suit your specific needs.
• Specialist cover available for students, learner drivers, and international drivers.
• Temporary insurance is separate from the main insurance policy – so if you need to make a claim, it won’t affect the main driver’s no-claims discount.

Drive Smart Insurance offer comprehensive temporary and short term car insurance policies lasting as little as an hour, or as long as 35 days. Get a quote online today.