Small Business Checking & Savings

1. Entrepreneur Checking Account. No minimum balance if performing fewer than 75 monthly transactions. 2. Entrepreneur Checking Fees. Monthly service charge of $15 if performing more than 75 monthly transactions and daily average collected balance of $1,500 not maintained. 3. Additional Transaction Fees. $0.32 cost per item for additional transactions. 4. Additional Token User. Additional token users are charged $1.50 per user, per month. Token users are required for online ACH origination and wire transfer capabilities. 5. Online Banking Services. Mobile banking is offered as a service to Wintrust online banking customers. Use of online banking is required for access to mobile/remote banking. Remote deposit requires an established business checking account with the bank. Online banking processing cutoffs remain the same in mobile. Mobile/internet connectivity is required. Third party message, data, and/or internet fees may apply. 6. Business Community Checking Fees. Monthly service charge of $15 if $5,000 minimum average collected balance is not maintained. 7. Have-it-All Checking Fees. Monthly service charge of $25 if $20,000 minimum average collected balance is not maintained.