General Liability Insurance – Nationwide

What is general liability insurance?

Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. Nationwide can help with defense costs, regardless of fault, as well as protection for judgments, court costs and more.

Nationwide offers great basic plans that can be easily customized with a wide variety of options so you can select the coverage you need. We understand that you need complete business protection, not one-size-fits-all coverage. Our agents will work with you to determine the right type of commercial liability insurance you need for every stage of your business. You can enhance a basic policy with additional commercial liability insurance options, known as endorsements, that meet the specific needs of your business.

Who needs general liability insurance?

Here are some general liability insurance coverage rules of thumb. To be sure about your specific business needs, be sure to consult with a qualified business insurance agent.

Most businesses need general liability insurance to protect themselves against:

• Lawsuits, investigations and settlements
• Medical damages, attorney fees and Injury damages
• Abuse coverage for liability

Just keep in mind that the following typically aren’t protected:

• Employee injuries
• Auto-related coverage
• Intentional acts