Electric Motorbike Insurance | GoCompare

Several factors can push up the cost of electric motorcycle premiums.

Because they’re so quiet on the road, electric motorcycles are deemed more likely to be involved in an accident with a pedestrian, and therefore regarded as higher-risk to insurers.

Batteries are expensive, and if they’re damaged in an accident, your bike may be considered too costly to repair. That’s why many insurers limit their offer to Third party only (TPO) cover on electric motorcycles.

Fewer companies insuring electric motorcycles means less competition. And that can result in higher premiums

As many electric motorbikes spend the majority of their road-time on busy city and urban streets, they’re seen as at higher risk of an accident.