Business loan lines of credit | Business Banking | U.S. Bank

For U.S. Bank Cash Flow Manager account either unsecured or secured with general business assets for credit qualified applicants, your interest rate will be between Prime + 1.99% and Prime + 13.99% The interest rate is determined at time of application and will not change.  Prime refers to Bank’s announced Prime Rate. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal as of 01/27/2023. The advertised rate applies to line amounts $50,000 and less, higher rates may apply if there is no automatic payment from a U.S. Bank Checking. Lower rates may apply for larger line sizes and certain types of existing U.S. Bank relationships. Unsecured Cash Flow Manager has maximum line amount of $100,000. Some restrictions apply, including but not limited to industry type, and/or existing U.S. Bank relationship. The Cash Flow Manager Line of Credit rate is variable and has a minimum interest rate of 6.00%. Advertised rate is as of 01/27/2023 and subject to change without notice based on market conditions. Advertised rate expires 03/31/2023. Rates are tied to Wall Street Journal Prime Rate and subject to change daily based on market conditions. Credit products are subject to normal credit approval and program guidelines. Some restrictions and fees may apply. Financing maximums and terms are determined by borrower qualifications and use of funds.