3 Days Car Insurance | Tempcover

When would I need 3 day car insurance?

There are hundreds of situations when 3 day car insurance can be the right insurance option for you. Whether you’re enjoying a bank holiday weekend, a few days away or just need to borrow a car while yours is repaired, 3 day car insurance is the fast, flexible insurance option for you.

Whenever you need to use a car for a short period of time, short term cover can save you time and money. With temporary car insurance, you only pay for the cover you need. You choose how long you need, whether it’s 3 day insurance, 4 day insurance or 5 day car insurance – simply choose the time that’s right for you.

How much does 3-5 day car insurance typically cost?

Like all car insurance, the price of 3-5 day car insurance depends entirely on the details you provide when getting a quote. If you’re an inexperienced driver or plan to insure a high-powered and expensive vehicle, you can probably expect to pay more for your 3 day insurance than an older driver with more experience using a smaller, cheaper car.

Some of the details that will impact the price of your policy include:

• Your Age
• Your driving history and experience
• Your location
• Your occupation
• The make and model of the car
• The value of the car
• Your licence type

And, of course how long you want to get insurance for. Understandably 3 day car insurance will be cheaper than 4 day car insurance or 5 day insurance, however, longer policies will usually come with a discounted cost per day.

What does 3 day car insurance cover?

With comprehensive cover as standard on all 3 day insurance, 4 day insurance and 5 day car insurance policies, you’re covered for any damage to yourself, your car and/or any third parties involved in an accident.

What’s covered with 3-5 day car insurance

What’s not covered with 3-5 day car insurance

Fully comprehensive insurance on policies from 1 hour to 28 days
The excess you agreed to pay

Accidental and malicious damage to your car
Release from an impound (unless you buy a specific temporary impounded vehicle policy)

Legal liabilities for injury or damage to another person or their property
Additional drivers – we can only cover the driver named on the policy

Driving in the UK, and in some instances driving in the EU

Can I insure a car for a few days?

Yes, we’re confident that we can provide temporary car insurance for a wide range of drivers with our panel of insurers. You can expect to insure a car for a few days if you meet the following criteria:

To get car insurance for a few days, you must

To get temporary car insurance cover, your car must

Be aged 17-78 years old
Be valued between £1,500 and £65,000

Hold a UK or EU driving licence
Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)

Have been a permanent UK resident for the last 12 months or a British expatriate
The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)

Have no more than 7 licence points in the last 3 years
Not be modified in any way except for those designed to aid disabled drivers

Have not been disqualified from driving for the last 2 years
Be a right-hand drive car

Have had no more than 2 fault claims in the last 3 years
Have no more than 8 seats

Have no criminal convictions
Not be declared SORN

Not have had a previous policy of insurance declared void by an insurer