How Much Does a Chiropractor Cost Without Insurance?

Without insurance, you can expect to pay somewhere between $100 and $150 for a chiropractic visit. While this is the average range, it is possible to pay as little as $60 in some places or as high as $200 in others. These are extreme cases, though. These prices generally cover a full exam and adjustments.

Average Cost Without Insurance: $125
Average Range: $100 to $150
Maximum: $200
Minimum: $60

Most people have been here at one time or another in their lives; you need a checkup or you need to see a chiropractor, but you have no health insurance. Or you might have health insurance, but it won’t cover chiropractic treatment or physical therapy-type treatments. Or maybe your deductible is very high.

What should you do if you don’t have insurance?

While the debate about health insurance and the single-payer plan goes on, you have real needs right now that need to be addressed.

We want to help you by offering some tips and advice about what you can do when you find yourself without health insurance or minimal coverage insurance.

First, if you have health insurance but aren’t sure about what items and procedures are covered and what isn’t, we want to explain a few things to make this process easier.

Do chiropractors take insurance?

Yes, chiropractors take insurance and the vast majority of insurance plans cover chiropractic care. However, there may be limitations. Some plans don’t cover things like x-rays, physical therapy exercises, or evaluation services.

How much does insurance cover for chiropractic care? It all depends on the type of plan you have and with which insurance company. Most plans offer full or partial coverage for chiropractic care.

How much is chiropractic massage without insurance?

If a doctor of chiropractic recommends chiropractic massage, you can expect to spend somewhere between $30 and $70 dollars for the visit. Of course, this depends on several factors, not the least of which is what you paid initially for the consultation. Sometimes the cost of a chiropractic massage will be included and done the same day. Other times you will need to come back for another session and pay again.

Considering that regular massage costs about the same, people find that it’s worth the price for the expertise of a trained chiropractic massage therapist.

How much does a spinal decompression cost without insurance?

Spinal decompression is a process that helps relieve pressure on the spine that may be causing a pinched nerve, a herniated disc, or other problems. Most chiropractors estimate that the treatment takes an average of 20 sessions, but it ultimately depends on the severity of the issue.

The cost of spinal decompression without insurance is between $50 and $250 per session. Unfortunately, the costs vary widely due to several factors including geography, the severity of the compression, and even the specific chiropractor you go to.

How much does chiropractic rehabilitation therapy cost without insurance?

Many chiropractors offer several different kinds of physical rehabilitation therapies. They do this to offer their patients the widest range of non-invasive options for pain relief, muscle strengthening, relaxation, and increasing overall health. We’ve listed several modalities and their approximate costs below.

• Electrical Muscle Stimulation – Using a TENS machine, this therapy is used to relieve muscle spasms, reduce inflammation, and relieve pain. It ranges from $20 to $180 per session in most places. On average, you’re looking at somewhere between $30 and $60 per session. 
• Ultrasound Therapy – Some chiropractors use ultrasound therapy to help reduce inflammation, relax muscles, and stimulate circulation. This safe form of therapy utilizes ultrasonic waves to help facilitate pain relief and healing. On average, prices range from $15 to $35 per session. It’s generally an add-on to a regular session and may need to be repeated over the course of the treatment.
• Cold Laser Therapy – Cold laser therapy has many uses. Chiropractors use these low-light lasers to help joints and muscles heal, reduce inflammation, improve joint function, and reduce pain. There are many different types of laser setups, which makes their cost vary widely. However, cold laser therapy is available for as low as $50 a session in some parts of the country, and as high as several hundred dollars in other parts.

One of the best things about chiropractic care is that you don’t need a referral! Some people think that you need to see your own medical physician for a referral to a chiropractor for chiropractic care. To see a physical therapist or massage therapist, you will need a referral for physical therapy treatments or massage therapy in most cases, but chiropractors are primary care physicians and can order any test needed, and no referral is necessary.

You might also be surprised to discover that chiropractors’ cost out of pocket is far lower than you might think.

Chiropractic is covered for active-duty members of the armed forces and some veterans, but not all. You really need to take a look at your policy with a magnifying glass to find out all the details about what and who is covered.

If you purchased supplemental chiropractic insurance, even if another health insurance policy lapsed, you might still be covered by your supplemental plan.

Do chiropractors take Medicare?

Medicare covers chiropractic care for spinal subluxations. Your doctor of chiropractic must diagnose you with a spinal subluxation in order for Medicare to cover the course of treatment. This may sound limiting, but the number of issues that fall under the umbrella term of a spinal subluxation is wide-ranging. Most back issues are the result of some form of spinal subluxation. So, if you have Medicare, it’s absolutely worth seeing a doctor of chiropractic for a diagnosis.

Does United Healthcare cover chiropractic?

Yes, most United Healthcare policies cover chiropractic care. In fact, 2019 saw United Healthcare roll out new benefits for those with acute lower back pain. This expanded many people’s coverage to include low to no out-of-pocket costs for seeing a chiropractor. The move is meant to reduce invasive surgeries and lower the instances of opioid addiction among those with back pain since chiropractic care has shown great results in actually treating back pain instead of masking it with medications.

If you do have insurance but aren’t sure if you are covered or exactly what it will cover, let our staff help you in this area. If you need chiropractic care in Alaska specifically– you can call us anytime or fill out this form and someone will respond promptly with all the details of your plan.

This no-charge service means no obligation and can save you hours of time and headaches trying to figure out what your insurance might cover. And if you still have questions, one of our friendly medical billing specialists or patient care coordinators can help sort things out for you.

How Much Does a Chiropractic Adjustment Cost without Insurance?

On average, a fair estimate would be $100-$150 for a full exam and adjustments. If you have any type of insurance, they will most likely cover most of it.

Chiropractors are trained to deal with insurance companies and chances are that they know what your plan covers related to accessing the services of a chiropractor – which are very similar to the same coverage in most states.

If you don’t have insurance, you might be googling “Cheap Chiropractor Near Me” right now. However, be aware that when it comes to your health, the cheapest isn’t always the best. Be certain to check ratings and reviews before you decide to go with the cheapest alternative you can find.

Finding a Chiropractic Care Covered by Insurance in Anchorage

Finding a chiropractor who accepts your insurance in Anchorage is easier said than done. Navigating an insurance company’s coverage can be confusing, to say the least. At Better Health Anchorage, we know how this goes. This is why we offer to handle your insurance company directly. Even if you’re not yet a patient, we’ll help you determine which of our services are covered by your insurance. For help with your insurance and chiropractic care, call us today or visit our Anchorage chiropractor who takes Medicare.