Best Small-Business Loans of 2023

Bank small-business loans

$200,000

650

8.99-35.99%

5 years

PNC Bank

Bank lines of credit

$100,000

720

15.24-17.24%

See reviewU.S. Small Business Administration

SBA loans

$5,000,000

650

10.00-12.50%

25 years

Credibility Capital

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

4.5 /5.0

Established businesses

$500,000

650

9.49-15.49%

5 years

Funding Circle

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

5.0 /5.0

Long-term loans

$500,000

660

5.99-16.49%

7 years

OnDeck

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

5.0 /5.0

Short-term loans

$250,000

625

29.90-97.30%

2 years

American Express Business Blueprint™

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

4.5 /5.0

Online lines of credit

$250,000

640

See reviewSee reviewFundbox

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

5.0 /5.0

Startup businesses

$150,000

600

10.10-79.80%

6 months

Bluevine

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

5.0 /5.0

Borrowers with bad credit

$250,000

625

20.00-50.00%

1 year

Triton Capital

4.0

/5.0  

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.

/5.0

Equipment financing

$250,000

600

5.99-35.00%

5 years